What is the suggestion?
Allow certain mapped apartment complexes to be considered Restricted Crime Zones. This means that any muggings and/or robberies would require admin approval/intervention to occur.
What is the reason for this?
As a resident of one the player owner/run complexes, I believe this bring a unique aspect to the server that hasn't really been done until fairly recently. The owner has taken a lot of time and effort to provide and create a setting for role-play to occur. Be it meeting a neighbour in a lobby, or even meeting them in a shared gym or other facility provided by the building.
Now being a resident in one of these complexes, I've personally directly been in three separate incidents with in five days... All with the aim of robbing or otherwise performing highly illegal activities. Now I just want to add, that I can take a loss. I will happily give up my time and items and whatever else to provide any criminal with a fair robbery... HOWEVER this is two fold, while I don't mind an incident here and there, at a certain point it feels more like we're just supplying the illegal market like cattle, it gets to a point where I would rather sit in my assigned unit doing random animations rather than making use of the facilities provided.
To further expand on the core suggestion, the complex I reside in has paid an arm and a leg on security (G6), CCTV is mapped, many law enforcement characters call the complex home. I as a criminal (hypothetically), I would rather not target such a building as you never know who you may or may not run into, and while one could make the argument that security should be present then... That would naturally be the case from a realism point of view, however this is a game and anyone who role-plays as security also needs to live their lives IRL.
P.S. Please refrain from any of the whole "us vs them" arguments. This is not what the suggestion is about, but rather allowing player owned complexes to flourish like any other player owned business.